The 14 Cars With the Lowest Insurance Rates

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4. Honda CR-V LX

If you want low insurance rates in a much smaller car, the Honda CR-V should be one of your top picks. While the CR-V is hardly built like a tank, it is surprisingly solid for its smaller size. However, the real reason for this car’s low insurance rates is its handling.

The CR-V has legendary handling, with all of the features of a larger Honda such as electronic stability monitoring and antilock brakes but in a smaller, easier to handle package. People are simply not likely to lose control of this car, making it a winner for both car insurance companies and consumers.