The 14 Cars With the Lowest Insurance Rates

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12. Toyota Sienna

This list is full of minivans for a reason. They tend to be incredibly safe and to be driven by mature drivers, usually as a family car. The Toyota Sienna is no exception to this. The Sienna minivan is outfitted with the patented Toyota Star Safety System, which includes a variety of braking and traction features as well as stability control to prevent sliding or rollovers. In addition, the Sienna has airbags from almost every angle, including one designed to protect the drivers’ knees. If a Sienna is in an accident, it basically turns into a giant inflated bubble of safety.

These features, combined with the fact that minivans are a family car driven by experienced and safe drivers in general, make the Toyota Sienna a favorite of insurance companies. There is very little risk of an expensive injury and thus car insurance premiums are low.